Question 1

Are contribution limits enforced?

Accepted Answer

Educational model — verify IRS elective deferral and overall limits for your tax year before funding.

Question 2

Roth vs traditional?

Accepted Answer

Growth math is similar; tax treatment differs. This tool projects account balance, not after-tax withdrawals.

Question 3

What about raises?

Accepted Answer

Assume a constant salary or re-run later years with a higher salary for a simple raise model.

401(k) Calculator

Related calculators