Question 1

Is the 30% rule mandatory?

Accepted Answer

It is a popular heuristic, not a law. High-cost cities often force higher ratios; adjust deliberately.

Question 2

Should utilities be split equally?

Accepted Answer

Equal splits are simple. Some households allocate by room size or income — adjust the roommate count model accordingly.

Question 3

Does this include renter’s insurance?

Accepted Answer

Add insurance into the utilities/other field for a fuller monthly share.

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